The on-line banking segment has exploded in recent years, after getting off to a slow start in the mid-80s. This report analyzes this complex and fast-growing market, in which upstart on-line-only banks are competing with the cyber-storefronts of the world's largest commercial and savings banks.

This in-depth study recounts the present status and future outlook of federal banking regulation, on-line bank account growth, on-line banking institution growth, regional outlooks, asset and deposit growth, as well as the growth of new banking technologies including on-line credit cards, e-money and on-line brokerage-banking partnerships. Market forecasts project the market from the year 2000 through 2005.