Introduction
The UK employers' liability market saw profitability deteriorate in 2007 as the soft cycle took its toll on many competitors. This report provides forecasts for GWP and profitability up to 2012 under two different scenarios, making it a crucial read for those with an interest in employers' liability insurance.

Scope
The report offers a comprehensive analysis of competitive issues within the employers' liability market

Sizes the employers' liability market providing competitors' GWP, market share and claims ratios data

Forecasts GWP growth up to and including 2012 based on Datamonitor's in-house expertise and interviews with senior industry executives

Report Highlights
Premium income fell by a further 6.9% to £1.8 billion in 2007 as insurers continued to decrease their prices amidst strong competitive elements remaining in the market.

The market share of the top 10 employers' liability insurers fell marginally by 0.2 percentage points in 2006 to 61.6% as a result of some top 10 employers' liability insurers seeing their premium income fall.

Brokers remain the dominant distribution channel for commercial insurance to SMEs, with 76% of respondents to Datamonitor's SME survey in Q1 2007 saying that they bought their insurance from a broker. This places the broker channel well ahead of the only other significant channel, direct insurers, which accounted for 19% of respondents.

Reasons to Purchase
Gain insight into key market issues and trends in the employers' liability market

Benchmark your company against your competitors based on current and past performances in the market.

Develop your future business plans from an informed viewpoint with Datamonitor's GWP forecast