This report will profile in depth the top UK commercial insurers. Key market data on each player and their position within the principal lines of commercial business will be examined. The report will also analyse the strategies of these players in order to build an overall picture of the competitive direction of the commercial insurance market.

• Key statistical data on each of the players profiled including GEP, market share and profitability ratios
• Unique insight into their business and distribution strategies and intention for the future based on primary research
• Benchmarking of the players along a number of key metrics enabling the reader to see which players are performing well and which are underperforming

NIG's commercial property book has expanded very quickly between 1999 and 2003. It grew from ?26.7 million in 1999 to ?163.4 million in 2003, which represents a compound annual growth rate of 57.2 per cent.

AXA has reduced its exposure to large fleet business in favor of smaller commercial vehicle accounts in recent years. Large fleet business was thought to be less profitable than smaller accounts. As a result, its share of the commercial motor market has decreased from 6.6 per cent in 1999 to 4.2 per cent in 2003.

Norwich Union has acquired motoring services group, RAC for ?1.1 billion. This will boost its general insurance business. Norwich Union will aim to sell additional products to RAC's membership base and change the current product holding of RAC customers from a rate of 13 per cent currently owning more than one product to over 50 per cent.

• Understand your competitors' strategies so you can better plan your own corporate strategy
• Benchmark your performance against your competitors in terms of GEP growth, market share and profitability
• Understand the lines of business that your competitors are focusing on in order to form a strategic response