Secured lending has been a fast growing market over the last five years. In fact, it has outpaced both unsecured consumer credit and remortgaging, both of which have boomed. What has fuelled this growth and will it continue? What are the challenges lenders face? Datamonitor's annual report provides comprehensive data and analysis in order to answer these vital questions.

• Quantifies the size of the UK secured lending market as well as the second charge loans market
• Gives insight into the future challenges lenders and brokers will face
• Provides gross advances forecasts of the secured lending market up to 2009
• Primary interviews with leading figures in the secured lending market

Secured lending has expanded at a great pace in recent years. The market has grown from ?6.4 billion in 2000 to ?32.6 billion in 2004, representing an average growth of 50.2 per cent a year. As a result, secured lending now accounts for 11.2 per cent of the total mortgage market.

Secured lending continues to outperform virtually all other lending products. While unsecured consumer credit grew at an average of 8.6 per cent since 2000, secured lending has expanded much faster. In addition, secured lending has even managed to outpace the booming remortgaging sector every year except for 2003.

As a result of the high levels of unsecured debt, the demand for debt consolidation is booming. 57.2 per cent of the total number of loans contracted by customers from FLA members in 2003 were used for the purpose of debt consolidation. In addition, debt consolidation accounted for a total of 63.2 per cent of total advances in 2003.

• Determine the size of the secured loan market for 2004 and who its biggest players are
• Understand how the market is structured and who makes up its customer base
• Plan your strategy with confidence using Datamonitor's forecasts of the secured lending market up to 2009