Assesses which products and providers offer IFAs the most attractive commissions. Looks at how IFAs would prefer to remunerated. Assesses the impact on them of moving from commission based business to fee based models. How fee based structures are developed and what changes there will be to IFA's profitability as they move away from commissions.

• Presents findings from Datamonitor's Quarterly IFA Survey in which more than 100 IFAs from across the UK took part;
• includes information and opinion from in-depth interview with financial advisors and networks;
• Records the opinion of IFAs regarding depolarization and the fee based model.

Financial advisors believe that further gains can be made by expanding on-line application processes. Although financial advisors are already enjoying substantial efficiency gains from the movement of business on-line it is felt that there are still product areas where on-line coverage can be expanded or improved;

Although most financial advisors find the idea of a fee based model intellectually attractive there remain a large number of practical obstacles which will act as a barrier to its more wide spread adoption in the financial advisor market;

The main effects of the move to fees will be limited to the higher net worth market and specialist ends of the market, especially among financial advisors who operate as up-market wealth managers or as specialist investment advisors;

• Understand the impact of regulatory developments on the financial advisor day to day business;
• Assesses the impact on financial advisors of moving from commission based business to fee based models;
• Understand financial advisors views on the development of the fee based model and the implications for providers